Help with Prescription Costs

In New Jersey:

New Jersey’s Pharmaceutical Assistance to the Aged and Disabled (PAAD)

http://www.state.nj.us/humanservices/doas/services/paad/index.html

New Jersey’s PAAD program provides state-funded prescription assistance to very low income New Jersey residents who are at least 65 or receiving Social Security Disability (SSD) benefits.

New Jersey’s Senior Gold program

http://www.state.nj.us/humanservices/doas/home/seniorgolddetail.html

New Jersey’s Senior Gold program provides state-funded prescription assistance to low income New Jersey residents who are at least 65 or receiving Social Security Disability (SSD) benefits.  The income requirements and program benefits are different from those of the PAAD program.

NJ Medicaid (a.k.a. New Jersey Care)

Note: This includes the Qualified Medicare Beneficiary (QMB) program.

http://www.state.nj.us/humanservices/dmahs/clients/medicaid/

Medicaid provides health insurance programs, including prescriptions, to parents/caretakers and their dependent children, pregnant women, and people who are aged, blind, or disabled.  Must meet the eligibility requirements for residency, income, and resources.  If you are eligible, New Jersey Care will also pick up the cost of your monthly Medicare Part B premium, as well as your Medicare Part A premium, if you are required to pay for it.

NJ Family Care

http://www.njfamilycare.org/

NJ Family Care provides affordable health coverage, including prescriptions, for kids and certain low-income parents/guardians.

NJ Prescription Drug Price Registry

https://www20.state.nj.us/LPSCA_DRUG/index.jsp

The N.J. Prescription Drug Retail Price Registry will help consumers compare the retail prices charged by many pharmacies for frequently prescribed medications.  This will help a consumer find the pharmacy in his or her area with the lowest retail price for a specific prescription drug.

Almost Everywhere:

Medicaid

http://www.medicaid.gov/

Medicaid provides health insurance programs and prescription coverage to those who meet the eligibility requirements.

Extra Help With Medicare Prescription Drug Plan Costs

http://www.ssa.gov/benefits/medicare/prescriptionhelp/

Some Medicare beneficiaries can qualify for Extra Help with their Medicare prescription drug plan costs.

GoodRx

http://www.goodrx.com/

GoodRx gathers prices from pharmacies across the U.S. to get up-to-date information about what drugs cost and how you can save.  It also finds the latest research and news from the FDA and other sources to bring you the latest insights about medications and your health.  There is an app you can download and you can print out coupons to use for your medications at pharmacies.

NeedyMeds

www.NeedyMeds.org

NeedyMeds is a non-profit with the mission of helping people who cannot afford medicine or healthcare costs.  The information at NeedyMeds is available anonymously and free of charge.

Medicine Assistance Tool

http://medicineassistancetool.org/

PhRMA’s Medicine Assistance Tool (MAT) is a search engine designed to help patients, caregivers, and health care providers learn more about the resources available through the various biopharmaceutical industry programs.  MAT is not its own patient assistance program, but rather a search engine for many of the patient assistance resources that the biopharmaceutical industry offers.

Rx Assist

http://www.rxassist.org/

RxAssist offers a comprehensive database of patient assistance programs run by pharmaceutical companies, as well as practical tools, news, and articles so that health care professionals and patients can find the information they need.

NAMI List of Patient Prescription Drug Assistance Programs

https://www.nami.org/Find-Support/Living-with-a-Mental-Health-Condition/Getting-Help-Paying-for-Medications

Some pharmaceutical companies offer medication assistance programs to low-income individuals and families.  These programs typically require a doctor’s consent and proof of financial status.

Familywize

http://www.familywize.org/

A free program that can help you get discounts on prescriptions, whether you have insurance or not.  Familywize will also provide discounts on some pet medications.

Rx Cut

https://www.rxcut.com/save/en/Home

A free program that can help you get discounts on prescriptions, whether you have insurance or not.  Rx Cut Plus will also provide discounts on some pet medications.

Note:  Many people think about filling their prescriptions in a foreign country such as Canada to take advantage of lower costs.  It is important to know that this is against federal law.  You may spend your money on these drugs only to have them seized by U.S. Customs.  There also is an increased chance of getting “counterfeit drugs” that are ineffective or dangerous.