These programs exist for a reason. There is nothing wrong with accepting help when you need it. It’s not a handout – just a helping hand.
In New Jersey:
New Jersey’s Pharmaceutical Assistance to the Aged and Disabled (PAAD)
New Jersey’s PAAD program provides state-funded prescription assistance to very low income New Jersey residents who are at least 65 or receiving Social Security Disability (SSD) benefits.
New Jersey’s Senior Gold program
New Jersey’s Senior Gold program provides state-funded prescription assistance to low income New Jersey residents who are at least 65 or receiving Social Security Disability (SSD) benefits. The income requirements and program benefits are different from those of the PAAD program.
NJ Medicaid (a.k.a. New Jersey Care)
Note: This includes the Qualified Medicare Beneficiary (QMB) program.
Medicaid provides health insurance programs, including prescriptions, to parents/caretakers and their dependent children, pregnant women, and people who are aged, blind, or disabled. Must meet the eligibility requirements for residency, income, and resources. If you are eligible, New Jersey Care will also pick up the cost of your monthly Medicare Part B premium, as well as your Medicare Part A premium, if you are required to pay for it.
NJ Family Care
NJ Family Care provides affordable health coverage, including prescriptions, for kids and certain low-income parents/guardians.
Rx 4 NJ
Rx4NJ, a Web site designed to help low-income, uninsured New Jersey residents get free or discounted brand-name medicines.
NJ Prescription Drug Price Registry
The N.J. Prescription Drug Retail Price Registry will help consumers compare the retail prices charged by many pharmacies for frequently prescribed medications. This will help a consumer find the pharmacy in his or her area with the lowest retail price for a specific prescription drug.
Medicaid provides health insurance programs and prescription coverage to those who meet the eligibility requirements.
Extra Help With Medicare Prescription Drug Plan Costs
Some Medicare beneficiaries can qualify for Extra Help with their Medicare prescription drug plan costs.
NeedyMeds is a non-profit with the mission of helping people who cannot afford medicine or healthcare costs. The information at NeedyMeds is available anonymously and free of charge.
The Partnership for Prescription Assistance (PPARx)
The Partnership for Prescription Assistance brings together America’s pharmaceutical companies, doctors, other health care providers, patient advocacy organizations and community groups to help qualifying patients who lack prescription coverage get the medicines they need through the public or private program that’s right for them.
RxAssist offers a comprehensive database of patient assistance programs run by pharmaceutical companies, as well as practical tools, news, and articles so that health care professionals and patients can find the information they need.
NAMI List of Patient Prescription Drug Assistance Programs http://www.nami.org/Template.cfm?section=about_medications&Template=/ContentManagement/contentDisplay.cfm&ContentID=19169
Some pharmaceutical companies offer medication assistance programs to low-income individuals and families. These programs typically require a doctor’s consent and proof of financial status.
The Medicine Program
This is a patient advocacy organization helping individuals and families get access to prescription medications for free or nearly free through Patient Assistance Programs (PAPs).
Consumer Reports Best Buy Drugs
Consumer Reports Best Buy Drugs is a public education project of Consumers Union, the publisher of Consumer Reports. Consumers Union is an expert, independent, nonprofit organization whose mission is to work for a fair, just, and safe marketplace and to empower consumers as they buy products and services.
Note: Many people think about filling their prescriptions in a foreign country such as Canada to take advantage of lower costs. It is important to know that this is against federal law. You may spend your money on these drugs only to have them seized by U.S. Customs. There also is an increased chance of getting “counterfeit drugs” that are ineffective or dangerous.