Help with Health Care Costs

In New Jersey:

Specified Low-Income Medicare Beneficiary (SLMB)

http://www.state.nj.us/humanservices/doas/services/slmb/

This program provides help for very low income NJ Medicare recipients with their Medicare Part B premiums.

Specified Low-Income Medicare Beneficiary Qualified Individual-1 (SLMB-QI-1)

http://www.state.nj.us/humanservices/doas/services/slmb/

This program provides help for very low income NJ Medicare recipients with their Medicare Part B premiums.  The eligibility requirements for SLMB-QI-1 are slightly different from those of SLMB.

NJ Medicaid (a.k.a. New Jersey Care)

Note: This includes the Qualified Medicare Beneficiary (QMB) program.

http://www.state.nj.us/humanservices/dmahs/clients/medicaid/

Medicaid provides health insurance programs, including prescriptions, to parents/caretakers and their dependent children, pregnant women, and people who are aged, blind, or disabled.  Must meet the eligibility requirements for residency, income, and resources.  If you are eligible, New Jersey Care will also pick up the cost of your monthly Medicare Part B premium, as well as your Medicare Part A premium, if you are required to pay for it.

Medically Needy Program

http://www.state.nj.us/humanservices/dmahs/clients/medicaid/medically_needy_fact_sheet.pdf

New Jersey’s Medically Needy Program is designed to assist certain NJ residents, not eligible for Medicaid, to receive medical care and services.

NJ Family Care

http://www.njfamilycare.org/

NJ Family Care provides affordable health coverage, including prescriptions, for kids and certain low-income parents/guardians.

New Jersey Hospital Care Payment Assistance Program (Charity Care)

http://www.nj.gov/health/charitycare/index.shtml

This program helps patients get free or reduced charge inpatient and outpatient services at acute care hospitals throughout the State of New Jersey.  The assistance is available only for necessary hospital care.

Almost Everywhere:

Social Security Disability (SSD)

http://www.ssa.gov/pgm/disability.htm

Social Security Disability (SSD) is a monthly benefit for people who have worked in the past and paid Social Security taxes.  SSD benefits are paid to people who are unable to work for a year or more because of their disability.  People receiving SSD will receive Medicare as their health insurance.  Apply for SSD online!  Note: people are very often denied when they first apply.  Be persistent and continue to appeal.  Help from a legal professional can make things easier.

Supplemental Security Income (SSI)

http://www.ssa.gov/pgm/ssi.htm

Supplemental Security Income (SSI) is a Federal income supplement program funded by general tax revenues (not Social Security taxes).  It is designed to help aged, blind, and disabled people, who have little or no income; and it provides cash to meet basic needs for food, clothing, and shelter.

Medicaid (by state)

http://www.medicaid.gov/

Medicaid provides health insurance programs and prescription coverage to those who meet the eligibility requirements.

Extra Help With Medicare Prescription Drug Plan Costs

http://ssa.gov/prescriptionhelp/

Some Medicare beneficiaries can qualify for extra help with their Medicare prescription drug plan costs.

Find Your Medicare Coverage

http://www.medicare.gov/Coverage/Home.asp

Find Out If Medicare Covers Your Test, Item, or Service.